Q3 2025 · 13F-HR
RETIREMENT CAPITAL STRATEGIESholdings as filed
Filed 2025-11-12 · accession 0001214659-25-016303
$260.7M
Reported value
62
Positions
2025-09-30
Period end
The Brief · RETIREMENT CAPITAL STRATEGIES · Q3 2025
AI · grounded in 13F
RETIREMENT CAPITAL STRATEGIES established a new position in VT with a $32.2M investment. The fund also initiated new stakes in VTI for $29.0M and BIV for $17.8M. Additional new positions include AGG at $17.4M, VOO at $14.7M, and SPTM at $10.9M.
Holdings as filed
| CUSIP | Ticker | Issuer | Value | % port. | Shares | Class | Voting |
|---|---|---|---|---|---|---|---|
| 922042742 | VT | VANGUARD INTL EQUITY INDEX F | $32.2M | 12.3% | 233,462 | Common | SOLE |
| 922908769 | VTI | VANGUARD INDEX FDS | $29.0M | 11.1% | 88,270 | Common | SOLE |
| 921937819 | BIV | VANGUARD BD INDEX FDS | $17.8M | 6.83% | 228,024 | Common | SOLE |
| 464287226 | AGG | ISHARES TR | $17.4M | 6.68% | 173,727 | Common | SOLE |
| 922908363 | VOO | VANGUARD INDEX FDS | $14.7M | 5.66% | 24,076 | Common | SOLE |
| 78464A805 | SPTM | SPDR SERIES TRUST | $10.9M | 4.17% | 134,692 | Common | SOLE |
| 78468R531 | EFIV | SPDR SERIES TRUST | $10.7M | 4.11% | 168,342 | Common | SOLE |
| 46434V613 | IUSB | ISHARES TR | $8.7M | 3.35% | 187,134 | Common | SOLE |
| 921937835 | BND | VANGUARD BD INDEX FDS | $8.5M | 3.26% | 114,212 | Common | SOLE |
| 037833100 | AAPL | APPLE INC | $7.0M | 2.68% | 27,409 | Common | SOLE |
| 381430529 | GBIL | GOLDMAN SACHS ETF TR | $6.0M | 2.28% | 59,364 | Common | SOLE |
| 46090A887 | GSY | INVESCO ACTIVELY MANAGED EXC | $5.9M | 2.27% | 118,042 | Common | SOLE |
| 78468R523 | BILS | SPDR SERIES TRUST | $5.7M | 2.19% | 57,462 | Common | SOLE |
| 74933W452 | TBIL | RBB FD INC | $5.3M | 2.02% | 105,492 | Common | SOLE |
| 88579Y101 | MMM | 3M CO | $5.0M | 1.93% | 32,451 | Common | SOLE |
| 040413205 | ANET | ARISTA NETWORKS INC | $4.7M | 1.79% | 32,093 | Common | SOLE |
| 381430230 | GSST | GOLDMAN SACHS ETF TR | $4.6M | 1.78% | 91,362 | Common | SOLE |
| 921910733 | ESGV | VANGUARD WORLD FD | $4.3M | 1.64% | 36,014 | Common | SOLE |
| 74933W460 | XBIL | RBB FD INC | $4.1M | 1.58% | 82,279 | Common | SOLE |
| 46434V860 | TFLO | ISHARES TR | $4.0M | 1.55% | 79,767 | Common | SOLE |
| 464287440 | IEF | ISHARES TR | $3.4M | 1.31% | 35,332 | Common | SOLE |
| 50212V100 | LPLA | LPL FINL HLDGS INC | $3.3M | 1.28% | 10,041 | Common | SOLE |
| 594918104 | MSFT | MICROSOFT CORP | $3.3M | 1.26% | 6,319 | Common | SOLE |
| 464288661 | IEI | ISHARES TR | $2.8M | 1.09% | 23,717 | Common | SOLE |
| 46435U549 | EAGG | ISHARES TR | $2.7M | 1.03% | 55,950 | Common | SOLE |
| 46436E619 | EUSB | ISHARES TR | $2.6M | 1.02% | 60,263 | Common | SOLE |
| 464287176 | TIP | ISHARES TR | $2.5M | 0.96% | 22,487 | Common | SOLE |
| 67066G104 | NVDA | NVIDIA CORPORATION | $2.4M | 0.93% | 13,139 | Common | SOLE |
| 46434V878 | ICSH | ISHARES TR | $2.4M | 0.93% | 47,726 | Common | SOLE |
| 67092P870 | NUBD | NUSHARES ETF TR | $2.4M | 0.93% | 107,446 | Common | SOLE |
| 233051143 | SNPE | DBX ETF TR | $2.3M | 0.89% | 38,540 | Common | SOLE |
| 97717Y527 | USFR | WISDOMTREE TR | $2.2M | 0.85% | 43,971 | Common | SOLE |
| 74933W478 | OBIL | RBB FD INC | $2.2M | 0.84% | 43,399 | Common | SOLE |
| 464288679 | SHV | ISHARES TR | $1.6M | 0.63% | 14,781 | Common | SOLE |
| G29183103 | ETN | EATON CORP PLC | $1.5M | 0.57% | 3,996 | Common | SOLE |
| 88160R101 | TSLA | TESLA INC | $1.4M | 0.54% | 3,162 | Common | SOLE |
| 46436E718 | SGOV | ISHARES TR | $1.3M | 0.52% | 13,391 | Common | SOLE |
| 46641Q837 | JPST | J P MORGAN EXCHANGE TRADED F | $1.2M | 0.48% | 24,569 | Common | SOLE |
| 78468R663 | BIL | SPDR SERIES TRUST | $1.1M | 0.43% | 12,126 | Common | SOLE |
| 46435G425 | ESGU | ISHARES TR | $1.1M | 0.42% | 7,569 | Common | SOLE |
| 17275R102 | CSCO | CISCO SYS INC | $971,564 | 0.37% | 14,200 | Common | SOLE |
| 78467Y107 | MDY | SPDR S&P MIDCAP 400 ETF TR | $895,237 | 0.34% | 1,502 | Common | SOLE |
| 46436E569 | XVV | ISHARES TR | $792,448 | 0.30% | 15,381 | Common | SOLE |
| 369604301 | GE | GE AEROSPACE | $598,933 | 0.23% | 1,991 | Common | SOLE |
| 464287200 | IVV | ISHARES TR | $553,511 | 0.21% | 827 | Common | SOLE |
| 464287457 | SHY | ISHARES TR | $505,309 | 0.19% | 6,091 | Common | SOLE |
| 78468R101 | SPTS | SPDR SERIES TRUST | $505,154 | 0.19% | 17,229 | Common | SOLE |
| 92206C102 | VGSH | VANGUARD SCOTTSDALE FDS | $505,110 | 0.19% | 8,583 | Common | SOLE |
| 808524862 | SCHO | SCHWAB STRATEGIC TR | $504,958 | 0.19% | 20,695 | Common | SOLE |
| 83444M101 | SOLV | SOLVENTUM CORP | $498,371 | 0.19% | 6,827 | Common | SOLE |
| 464287150 | ITOT | ISHARES TR | $463,750 | 0.18% | 3,184 | Common | SOLE |
| 458140100 | INTC | INTEL CORP | $435,848 | 0.17% | 12,991 | Common | SOLE |
| 36828A101 | GEV | GE VERNOVA INC | $428,669 | 0.16% | 698 | Common | SOLE |
| 78464A383 | SPMB | SPDR SERIES TRUST | $397,727 | 0.15% | 17,724 | Common | SOLE |
| 46435U135 | IHAK | ISHARES TR | $314,765 | 0.12% | 6,015 | Common | SOLE |
| 921910873 | MGC | VANGUARD WORLD FD | $311,703 | 0.12% | 1,277 | Common | SOLE |
| 25434V708 | DFAC | DIMENSIONAL ETF TRUST | $274,387 | 0.11% | 7,114 | Common | SOLE |
| 81369Y209 | XLV | SELECT SECTOR SPDR TR | $274,026 | 0.11% | 1,969 | Common | SOLE |
| 464288588 | MBB | ISHARES TR | $240,159 | 0.09% | 2,524 | Common | SOLE |
| 922908751 | VB | VANGUARD INDEX FDS | $230,632 | 0.09% | 907 | Common | SOLE |
| 46435U218 | SUSL | ISHARES TR | $223,671 | 0.09% | 1,911 | Common | SOLE |
| 023135106 | AMZN | AMAZON COM INC | $220,009 | 0.08% | 1,002 | Common | SOLE |
Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.