Peak Retirement Planning, Inc. — Q4 2025 13F-HR

← Peak Retirement Planning, Inc.

Q4 2025 · 13F-HR

Peak Retirement Planning, Inc.holdings as filed

Filed 2026-02-10 · accession 0002056697-26-000001

$427.1M

Reported value

143

Positions

2025-12-31

Period end

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The Brief · Peak Retirement Planning, Inc. · Q4 2025

AI · grounded in 13F

Peak Retirement Planning, Inc. closed its position in Invesco QQQ Trust, Series 1, reducing exposure by $15.4M. The fund also exited its holding in SPDR Gold MiniShares Trust GLDM for $12.7M and closed its position in CENTENE CORP DEL CNC for $2.6M. Offsetting these sales, the fund established a new position in State Street Energy Select Sector SPDR ETF XLE valued at $10.6M.

Holdings as filed

CUSIP	Ticker	Issuer	Value	% port.	Shares	Class	Voting
46436E718	SGOV	iShares 0-3 Month Treasury Bond ETF	$57.4M	13.4%	572,280	Common	NONE
46090E103	QQQ	INVSC QQQ TRUST SRS 1 ETF	$24.2M	5.68%	39,463	Common	NONE
921943858	VEA	Vanguard FTSE Developed Markets ETF	$22.9M	5.36%	366,490	Common	NONE
922042858	VWO	Vanguard FTSE Emerging Markets ETF	$19.4M	4.54%	360,658	Common	NONE
98149E303	GLDM	SPDR Gold MiniShares Trust	$15.2M	3.56%	178,128	Common	NONE
922908736	VUG	Vanguard Growth ETF	$11.4M	2.67%	23,346	Common	NONE
81369Y852	XLC	State Street Communication Services Select Sector SPDR ETF	$10.6M	2.49%	90,320	Common	NONE
81369Y506	XLE	State Street Energy Select Sector SPDR ETF	$10.6M	2.47%	236,200	Common	NONE
81369Y100	XLB	State Street Materials Select Sector SPDR ETF	$10.5M	2.45%	231,046	Common	NONE
81369Y860	XLRE	State Street Real Estate Select Sector SPDR ETF	$10.3M	2.42%	255,769	Common	NONE
81369Y308	XLP	State Street Consumer Staples Select Sector SPDR ETF	$9.9M	2.32%	127,370	Common	NONE
922908363	VOO	Vanguard S&P 500 ETF	$8.5M	1.98%	13,500	Common	NONE
922908611	VBR	Vanguard Small-Cap Value ETF	$7.4M	1.72%	34,743	Common	NONE
67066G104	NVDA	NVIDIA Corporation - Common Stock	$6.3M	1.47%	33,689	Common	NONE
922908744	VTV	Vanguard Value ETF	$6.2M	1.45%	32,383	Common	NONE
922908769	VTI	Vanguard Total Stock Market ETF	$5.7M	1.34%	17,081	Common	NONE
922908595	VBK	Vanguard Small-Cap Growth ETF	$5.0M	1.16%	16,409	Common	NONE
594918104	MSFT	Microsoft Corporation - Common Stock	$4.9M	1.15%	10,143	Common	NONE
922908538	VOT	Vanguard Mid-Cap Growth ETF	$4.7M	1.09%	16,739	Common	NONE
922908512	VOE	Vanguard Mid-Cap Value ETF	$4.6M	1.08%	25,944	Common	NONE
922908553	VNQ	Vanguard Real Estate ETF	$4.2M	0.98%	47,473	Common	NONE
02079K305	GOOGL	Alphabet Inc. - Class A Common Stock	$3.8M	0.90%	12,295	Common	NONE
037833100	AAPL	Apple Inc. - Common Stock	$3.8M	0.88%	13,873	Common	NONE
11135F101	AVGO	Broadcom Inc. - Common Stock	$3.5M	0.81%	10,030	Common	NONE
002824100	ABT	Abbott Laboratories Common Stock	$3.3M	0.76%	25,960	Common	NONE
595112103	MU	Micron Technology, Inc. - Common Stock	$3.1M	0.73%	10,880	Common	NONE
243537107	DECK	Deckers Outdoor Corporation Common Stock	$2.9M	0.68%	27,937	Common	NONE
589889104	MMSI	Merit Medical Systems, Inc. - Common Stock	$2.9M	0.67%	32,472	Common	NONE
88033G407	THC	Tenet Healthcare Corporation Common Stock	$2.9M	0.67%	14,359	Common	NONE
697435105	PANW	Palo Alto Networks, Inc. - Common Stock	$2.9M	0.67%	15,486	Common	NONE
16679L109	CHWY	Chewy, Inc. Class A Common Stock	$2.8M	0.67%	86,057	Common	NONE
03831W108	APP	Applovin Corporation - Class A Common Stock	$2.8M	0.66%	4,201	Common	NONE
16119P108	CHTR	Charter Communications, Inc. - Class A Common Stock	$2.8M	0.66%	13,540	Common	NONE
745867101	PHM	PulteGroup, Inc. Common Stock	$2.8M	0.66%	23,982	Common	NONE
98980L101	ZNGA	Zoom Communications, Inc. - Class A Common Stock	$2.8M	0.66%	32,562	Common	NONE
084670702	BRK/B	Berkshire Hathaway Inc. New Common Stock	$2.8M	0.66%	5,576	Common	NONE
64125C109	NBIX	Neurocrine Biosciences, Inc. - Common Stock	$2.8M	0.65%	19,617	Common	NONE
751212101	RL	Ralph Lauren Corporation Common Stock	$2.8M	0.65%	7,856	Common	NONE
Y2573F102	FLEX	Flex Ltd. - Ordinary Shares	$2.8M	0.65%	45,962	Common	NONE
45784P101	PODD	Insulet Corporation - Common Stock	$2.8M	0.65%	9,742	Common	NONE
609839105	MPWR	Monolithic Power Systems, Inc. - Common Stock	$2.8M	0.65%	3,041	Common	NONE
28414H103	ELAN	Elanco Animal Health Incorporated Common Stock	$2.8M	0.65%	121,770	Common	NONE
72352L106	PINS	Pinterest, Inc. Class A Common Stock	$2.8M	0.64%	106,401	Common	NONE
30161Q104	EXEL	Exelixis, Inc. - Common Stock	$2.7M	0.64%	62,506	Common	NONE
91307C102	UTHR	United Therapeutics Corporation - Common Stock	$2.7M	0.64%	5,581	Common	NONE
433000106	HIMS	Hims & Hers Health, Inc. Class A Common Stock	$2.7M	0.63%	82,567	Common	NONE
742718109	PG	Procter & Gamble Company (The) Common Stock	$2.6M	0.61%	18,218	Common	NONE
46625H100	JPM	JP Morgan Chase & Co. Common Stock	$2.6M	0.61%	8,068	Common	NONE
478160104	JNJ	Johnson & Johnson Common Stock	$2.4M	0.55%	11,442	Common	NONE
713448108	PEP	PepsiCo, Inc. - Common Stock	$2.1M	0.50%	14,895	Common	NONE
58933Y105	MRK	Merck & Company, Inc. Common Stock (new)	$2.1M	0.50%	20,237	Common	NONE
194162103	CL	Colgate-Palmolive Company Common Stock	$2.1M	0.50%	26,955	Common	NONE
92343V104	VZ	Verizon Communications Inc. Common Stock	$2.1M	0.50%	52,121	Common	NONE
02209S103	MO	Altria Group, Inc.	$2.1M	0.49%	36,261	Common	NONE
35137L105	FOXA	Fox Corporation - Class A Common Stock	$2.1M	0.48%	28,344	Common	NONE
452308109	ITW	Illinois Tool Works Inc. Common Stock	$2.0M	0.48%	8,307	Common	NONE
375558103	GILD	Gilead Sciences, Inc. - Common Stock	$2.0M	0.48%	16,607	Common	NONE
494368103	KMB	Kimberly-Clark Corporation - Common Stock	$2.0M	0.48%	20,187	Common	NONE
921908844	VIG	Vanguard Div Appreciation ETF	$2.0M	0.48%	9,251	Common	NONE
26875P101	EOG	EOG Resources, Inc. Common Stock	$2.0M	0.48%	19,332	Common	NONE
902973304	USB	U.S. Bancorp Common Stock	$2.0M	0.47%	38,008	Common	NONE
20030N101	CMCSA	Comcast Corporation - Class A Common Stock	$2.0M	0.47%	67,834	Common	NONE
74144T108	TROW	T. Rowe Price Group, Inc. - Common Stock	$2.0M	0.47%	19,713	Common	NONE
500754106	KHC	The Kraft Heinz Company - Common Stock	$2.0M	0.47%	82,968	Common	NONE
12572Q105	CME	CME Group Inc. - Class A Common Stock	$2.0M	0.47%	7,367	Common	NONE
12503M108	CBOE	Cboe Global Markets, Inc. Common Stock	$2.0M	0.47%	8,005	Common	NONE
125269100	CF	CF Industries Holdings, Inc. Common Stock	$2.0M	0.47%	25,976	Common	NONE
205887102	CAG	ConAgra Brands, Inc. Common Stock	$2.0M	0.47%	115,744	Common	NONE
833034101	SNA	Snap-On Incorporated Common Stock	$2.0M	0.47%	5,807	Common	NONE
370334104	GIS	General Mills, Inc. Common Stock	$2.0M	0.47%	43,035	Common	NONE
925652109	VICI	VICI Properties Inc. Common Stock	$2.0M	0.47%	71,036	Common	NONE
G1151C101	ACN	Accenture plc Class A Ordinary Shares (Ireland)	$2.0M	0.46%	7,322	Common	NONE
053611109	AVY	Avery Dennison Corporation Common Stock	$2.0M	0.46%	10,754	Common	NONE
023135106	AMZN	Amazon.com, Inc. - Common Stock	$1.6M	0.37%	6,873	Common	NONE
922908629	VO	Vanguard Mid-Cap ETF	$1.6M	0.37%	5,413	Common	NONE
922908751	VB	Vanguard Small-Cap ETF	$1.5M	0.35%	5,782	Common	NONE
911312106	UPS	United Parcel Service, Inc. Common Stock	$1.3M	0.31%	13,522	Common	NONE
46137V357	RSP	Invesco S&P 500 Equal Weight ETF	$1.3M	0.31%	6,903	Common	NONE
78462F103	SPY	State Street SPDR S&P 500 ETF Trust	$1.3M	0.30%	1,884	Common	NONE
369604301	GE	GE Aerospace Common Stock	$1.2M	0.27%	3,812	Common	NONE
921946406	VYM	Vanguard High Dividend Yield ETF	$1.1M	0.27%	7,925	Common	NONE
025537101	AEP	American Electric Power Company, Inc. - Common Stock	$959,946	0.22%	8,325	Common	NONE
30303M102	META	Meta Platforms, Inc. - Class A Common Stock	$931,668	0.22%	1,411	Common	NONE
92204A702	VGT	Vanguard Information Tech ETF	$925,996	0.22%	1,228	Common	NONE
464287200	IVV	iShares Core S&P 500 ETF	$829,675	0.19%	1,211	Common	NONE
30231G102	XOM	Exxon Mobil Corporation Common Stock	$815,237	0.19%	6,774	Common	NONE
922908637	VV	Vanguard Large-Cap ETF	$801,904	0.19%	2,547	Common	NONE
921909768	VXUS	Vanguard Total International Stock ETF	$788,370	0.18%	10,450	Common	NONE
532457108	LLY	Eli Lilly and Company Common Stock	$690,766	0.16%	643	Common	NONE
36828A101	GEV	GE Vernova Inc. Common Stock	$670,292	0.16%	1,026	Common	NONE
921937835	BND	Vanguard Total Bond Market ETF	$666,690	0.16%	9,001	Common	NONE
949746101	WMT2	Wells Fargo & Company Common Stock	$642,576	0.15%	6,895	Common	NONE
46428Q109	SLV	iShares Silver Trust	$638,598	0.15%	9,913	Common	NONE
437076102	HD	Home Depot, Inc. (The) Common Stock	$634,233	0.15%	1,843	Common	NONE
552848103	MTG	MGIC Investment Corporation Common Stock	$632,607	0.15%	21,650	Common	NONE
88160R101	TSLA	Tesla, Inc. - Common Stock	$615,193	0.14%	1,368	Common	NONE
81369Y407	XLY	State Street Consumer Discretionary Select Sector SPDR ETF	$611,300	0.14%	5,119	Common	NONE
922907746	VTEB	Vanguard Tax-Exempt Bond ETF	$584,889	0.14%	11,630	Common	NONE
00287Y109	ABBV	AbbVie Inc. Common Stock	$526,064	0.12%	2,302	Common	NONE
921910816	MGK	Vanguard Mega Cap Growth ETF	$513,845	0.12%	1,245	Common	NONE
316092113	FELC	Fidelity Enhanced Large Cap Core ETF	$481,686	0.11%	12,619	Common	NONE
464288646	IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	$459,817	0.11%	8,695	Common	NONE
922020805	VTIP	Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares	$423,705	0.10%	8,567	Common	NONE
02079K107	GOOG	Alphabet Inc. - Class C Capital Stock	$412,046	0.10%	1,313	Common	NONE
636180101	NFG	National Fuel Gas Company Common Stock	$405,436	0.09%	5,064	Common	NONE
46432F842	IEFA	iShares Core MSCI EAFE ETF	$401,080	0.09%	4,483	Common	NONE
464287309	IVW	iShares S&P 500 Growth ETF	$396,673	0.09%	3,218	Common	NONE
548661107	LOW	Lowe's Companies, Inc. Common Stock	$396,663	0.09%	1,645	Common	NONE
464287663	IUSV	iShares Core S&P U.S. Value ETF	$392,959	0.09%	3,832	Common	NONE
81369Y605	XLF	State Street Financial Select Sector SPDR ETF	$379,561	0.09%	6,930	Common	NONE
92206C706	VGIT	Vanguard Intermediate-Term Treasury ETF	$374,654	0.09%	6,252	Common	NONE
81369Y886	XLU	State Street Utilities Select Sector SPDR ETF	$354,723	0.08%	8,309	Common	NONE
46138J791	BSCQ	INVSC BULLETSHA 2026 CRPBND ETF IV	$350,823	0.08%	17,922	Common	NONE
025816109	AXP	American Express Company Common Stock	$326,987	0.08%	884	Common	NONE
25434V708	DFAC	Dimensional ETF U.S. Core Equity 2 ETF	$324,920	0.08%	8,207	Common	NONE
842587107	SO	Southern Company (The) Common Stock	$321,029	0.08%	3,682	Common	NONE
68389X105	ORCL	Oracle Corporation Common Stock	$319,410	0.07%	1,639	Common	NONE
459200101	IBM	International Business Machines Corporation Common Stock	$318,830	0.07%	1,076	Common	NONE
65339F101	NEE	NextEra Energy, Inc. Common Stock	$307,807	0.07%	3,834	Common	NONE
91324P102	UNH	UnitedHealth Group Incorporated Common Stock (DE)	$299,126	0.07%	906	Common	NONE
78464A854	SPYM	State Street SPDR Portfolio S&P 500 ETF	$296,230	0.07%	3,693	Common	NONE
700658107	PRK	Park National Corporation Common Stock	$295,219	0.07%	1,940	Common	NONE
808524797	SCHD	Schwab US Dividend Equity ETF	$294,971	0.07%	10,754	Common	NONE
46434V621	DGRO	iShares Core Dividend Growth ETF	$290,694	0.07%	4,187	Common	NONE
149123101	CAT	Caterpillar, Inc. Common Stock	$288,215	0.07%	503	Common	NONE
46435U853	USHY	iShares Broad USD High Yield Corporate Bond ETF	$278,254	0.07%	7,440	Common	NONE
78463V107	GLD	SPDR Gold Shares	$276,189	0.06%	697	Common	NONE
693718108	PCAR	PACCAR Inc. - Common Stock	$259,612	0.06%	2,371	Common	NONE
72201R585	PYLD	PIMCO Multisector Bond Active Exchange-Traded Fund	$255,781	0.06%	9,587	Common	NONE
931142103	WMT	Walmart Inc. - Common Stock	$252,777	0.06%	2,269	Common	NONE
89832Q109	TFC	Truist Financial Corporation Common Stock	$247,715	0.06%	5,034	Common	NONE
46434V407	SHYG	iShares 0-5 Year High Yield Corporate Bond ETF	$236,498	0.06%	5,517	Common	NONE
85207Q104	SPPP	Sprott Physical Platinum and Palladium Trust	$234,553	0.05%	13,928	Common	NONE
007903107	AMD	Advanced Micro Devices, Inc. - Common Stock	$220,787	0.05%	1,031	Common	NONE
580135101	MCD	McDonald's Corporation Common Stock	$219,673	0.05%	719	Common	NONE
92826C839	V	Visa Inc.	$217,472	0.05%	620	Common	NONE
69608A108	PLTR	Palantir Technologies Inc. - Class A Common Stock	$214,873	0.05%	1,209	Common	NONE
92206C870	VCIT	Vanguard Intermediate-Term Corporate Bond ETF	$211,048	0.05%	2,520	Common	NONE
G5960L103	MDT	Medtronic plc. Ordinary Shares	$209,987	0.05%	2,186	Common	NONE
025072885	AVUS	Avantis U.S. Equity ETF	$208,422	0.05%	1,865	Common	NONE
31428X106	FDX	FedEx Corporation Common Stock	$207,876	0.05%	720	Common	NONE
464288687	PFF	iShares Preferred and Income Securities ETF	$205,981	0.05%	6,653	Common	NONE
464287689	IWV	iShares Russell 3000 Fund	$202,725	0.05%	524	Common	NONE

Source: SEC EDGAR · raw 13F holdings as filed. The Class column shows the option type when reported (Put/Call) or Common when the issuer's equity is held directly. 13F discloses long positions only.